Category Archives: Irish pension funds

ECB reduction is good news for mortgage holders

Well done Super Mario for yesterday’s ECB interest rate cut. That’s a saving of €2,500 per annum for those unlucky enough to have €1 million on interest only. Another cut by December could be on the (Christmas) cards! Good Financial … Continue reading

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What about that old pension?

Many of us have left small pension funds in previous jobs and hav never done anything with them. What should we do, what options are available and what information do we need to help with making the decision? Continue reading

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Pension Opportunity in Ireland

The National Recovery Plan, 2011 – 2014, proposes the abolition of pension relief for employee PRSI and Health Levy contributions from 2011. Furthermore top rate income tax relief on pension contributions will fall from 41% in 2010 to 34% in 2012, 27% in 2013 and 20% in 2014. This means there is a great opportunity for people with money sitting on deposit to benefit greatly by making a pension contribution for 2010.
Good Financial Housekeeping – Making cents! Continue reading

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State Pension – Suffer later for youth holiday work!

In Ireland, the State Pension (Contributory) is a very important buffer against poverty in our old age. It will never be enough to keep you in  much style but losing it or even part of it would be disastrous. Rather … Continue reading

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How’s your Pension?

Irish pension funds have barely broken even over the last 10 years. One of the things you can do is to look at the management and administration charges – Good Financial Housekeeping suggests that you may be able to get lower charges, thereby enhancing your pension performance. Ignorance is not bliss. Continue reading

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