Category Archives: Irish mortgage rates

Bank Of Ireland Hikes Tracker Mortgage Rates

Bank of Ireland has changed the rules of the game and somehow increased mortgage tracker rates! Continue reading

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ECB interest rate reduction expected today

ECB interest rate cut of at least 0.25% is expected to be announced at lunchtime today. Good news for mortgage holders, who will save Euro 104.17 per month on a Euro 500k mortgage.
Customers with tracker mortgages will automatically benefit but hopefully the other Irish lenders will pass on the reduction to their variable rate customers. Permanent TSB continues to charge very high rates in an attempt to subsidise their tracker mortgages, but it may be worth digging out any signed documentation and taking some advice. Continue reading

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ECB reduction is good news for mortgage holders

Well done Super Mario for yesterday’s ECB interest rate cut. That’s a saving of €2,500 per annum for those unlucky enough to have €1 million on interest only. Another cut by December could be on the (Christmas) cards! Good Financial … Continue reading

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ECB Hikes

ECB interest rate expected to rise again but tomorrow, but perhaps this round of hikes will end sooner than planned. The Chinese economy is now starting to suffer, so expect the price of oil, inflation and global demand to reduce. No more need for ECB rate hikes! Continue reading

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R.I.P. in Ireland

Ireland may already have 40,000 mortgages in arrears, but when ECB finally rises there will be carnage. Large numbers of residential investment property (R.I.P.) mortgageholders will all be in trouble at the same time resulting in a further property slump in Ireland. This crisis will of course “surprise” us. Continue reading

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KBC announces new Irish mortgage rates

Irish mortgage rates rise again, this time it’s the turn of KBC Homeloans. Is it worth switching to this lender for €1,000? Good Financial Housekeeping is willing to analyse individual cases where requested. Continue reading

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Haven hikes mortgage rates

Haven Mortgages increases mortgage rates for Irish customers. The 5 year fixed rate product may still be good value with uncertain times ahead. Continue reading

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Are 5 year fixed mortgage rates attractive?

Irish mortgage lenders have increased interest rates yet again, despite no increase yet in the ECB 1% rate. Is it time to look at the 5 year fixed rate offerings if you are on a standard variable rate or if you are about to take a new mortgage? Continue reading

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Feeling the burden of mortgage rate increases

To fix or not to fix – Irish Times article of 9th August 2010 including views of Austin Hughes of KBC and Rachel Doyle of PIBA Mortgage Services Continue reading

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Time to go for fixed rates?

Following our recent Good Financial Housekeeping “To fix or not to fix” post, PIBA (Professional Insurance Brokers Association) put out the following press release on 8th August:-  Broker group PIBA has advised mortgage holders – except those on tracker rates – to … Continue reading

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